Cool How To Open An Ira Account Ideas. Web a spousal ira is a type of retirement savings that allows a working spouse to contribute to an individual retirement account (ira) in the name of a nonworking. Most banks offer an ira and any brokerage outfit.

However, there is the option of a backdoor roth ira. Web starting an ira is a fairly straightforward process. You can open an ira at a bank or with an online broker.